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Disability Insurance

Why Disability Income Insurance? Most people insure their car, their health and their life. But consider how important it is to insure your paycheck. Your ability to earn a living affects every aspect of your life – and those who depend on you. St. Louis County offers a voluntary long term disability benefit.

Long Term Disability Insurance Brochure.

Short Term Disability Insurance Information

Coverage

LTD Brochure

St. Louis County LTD Certificate - Employer Subsidized

St. Louis County LTD Certificate - 100% Employee Paid

Arrowhead Regional Corrections LTD Certificate

Short Term Disability Certificate

Cost

Rates are unique to each enrollee. They can be based upon and vary by hours worked, wage rate and age. Use the tables below to estimate your short term and long term disability costs.