Benefits

 
 

Coming Soon!  

 

Virtual Health and Benefits Fair

Open Enrollment:  November 1st - 30th

Check back here for a live link starting November 1st

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St. Louis County provides a comprehensive employee benefits package including: medical, dental, and life insurance; a P.E.R.A. retirement pension; paid leave; flexible scheduling opportunities; an on-staff wellness coordinator; and a variety of voluntary benefits including deferred compensation, flexible spending accounts, and others. 

Benefits Summary

Dental


Disability


Employee Assistance


Flexible Spending


Health Plan


Life Insurance


Retirement


Wellness


Vision


 

 

Need to add or remove coverage?

Adding or removing coverage for yourself or your dependents is as simple as completing and submitting the applicable form and some support documentation. Each insurance type (medical, dental, life, flex, vision) has its own form.Each insurance type has just one form which is used to enroll, disenroll and/or make changes.

The month of November each year is the St. Louis County/ARC Open Enrollment period.If you submit a change during and under open enrollment it will be effective the following January 1st.No support documentation is needed for coverage changes requested under open enrollment.If you are making changes outside of open enrollment there are many policies, rules, guidelines, statutes, and laws that govern your ability to make changes.You will need a mid-year qualifying event to qualify to make changes and you must request these changes within the applicable timeframe.You will always have at least 30 days from your qualifying event date to submit a form requesting a change.Some events allow more time.Inquire ahead of time to find out if you have more than 30 days.The most common mid-year qualifying events are listed below.If your change in circumstance is not listed below please inquire with Human Resources to see if you have a qualifying event.

Birth:

  • No support document needed
  • Don’t apply until you have SSN
  • Coverage is retroactive to date of birth
  • Form adding child cannot be submitted prior to birth/adoption

Marriage:

  • Provide state and county of marriage on form
  • No marriage certificate required for coverage but provide a copy to your timekeeper if it involves a name change

Divorce:

  • Provide County and state of divorce, name and address of former spouse on form
  • No divorce decree required for coverage change but provide a copy to your timekeeper if it involves a name change

Loss of Other Coverage:

  • Submit form within 30 days even if you haven’t yet received the needed support document
  • Support document is typically a COBRA notice from your former plan but it can be a letter or screenshot that includes letterhead or logo, names and the date coverage is lost
  • Most insurance coverage does not end on the last day worked but goes through the end of the calendar month or longer.Don’t assume,ask and get documentation.

Gain of Other Coverage:

  • Submit form within 30 days even if you haven’t yet receive the needed support document
  • Support document is typically a benefit award letter but can be any letter or screenshot that includes letterhead or logo, names and date coverage was gained

Contact

Beth Menor
Sr. HR Advisor - Benefits
218-725-5056
Email

Sandy Kohn
Information Specialist 
218-720-1552
Email

All contacts

Covid

 

 Message from
BlueCross & BlueShield

 

COVID-19 Risk Assessment
Based on CDC guidelines, this risk assessment will help you determine if you should seek evaluation by a doctor.  It takes less than two minutes and will provide you with personalized recommendations based on your answers.
 

Update 3/13/20:
Our $50 copay will be waived for COVID-19 related Emergency room visits. 

Doctor on Demand

* Video chat with a physician
* Be sure to enter your insurance information into your Doctor on Demand Profile
*The health plan covers Doctor on Demand services the same as it would cover the same service at a brick and mortar institution  
* Labs are not an available service on Doctor on Demand 
*Coordination between Doctor on Demand and your local health professionals is limited to your ability to electronically send a transcript of your Doctor on Demand visit to your local health professional
 

 

Public Loan Forgiveness Program

 

New Employee Letter

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