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Financial Assistance

St. Louis County offers different forms of financial assistance for septic owners.
 
Low Interest Loans: Repair, replacement or upgrading of any portion-of an ISTS that is outside the residential or commercial structure, including any part of a collector system between the house and the junction with the collector system. Click here for additional details.
  • Low Interest Loan
  • Maximum 10 Years
  • 3% Interest Rate
  • Maximum Loan $50,000
  • No Income Restrictions
  • Monthly Payments: Available to qualified low income persons. Applicant’s household projected annual income must be at or below the low-income limits within the USDA-RD income guidelines for St. Louis County.
Deferred Loans: Repair, replace, or upgrade any portion of an individual sewage treatment system deemed an Imminent Threat to Public Health (ITPH) or Non-Compliant. Click here for additional details.
  • System must be an Imminent Threat to Public Health (ITPH) or Non-Compliant
  • Available to qualified low and moderate income persons.
  • Applicant’s household projected annual income must be less than 50% of the area median income guideline for St. Louis County as published by HUD
  • Forgivable Deferred Loan
  • Forgivable after 5 years of Living in the Home
Contact Information
Beth Davies
Arrowhead Economic Opportunity Agency (AEOA)
(218) 735-6819
septic@aeoa.org