St. Louis County office buildings will be closed Friday, July 3, in observance of Independence Day.
Financial Assistance-Septic
 
 
Financial Assistance

St. Louis County offers different forms of financial assistance for septic owners.
 
Low Interest Loans: Repair, replacement or upgrading of any portion-of an ISTS that is outside the residential or commercial structure, including any part of a collector system between the house and the junction with the collector system. See the Septic Loans Fact Sheet for additional details.
  • Low Interest Loan
  • Maximum 10 Years
  • 3% Interest Rate
  • Maximum Loan $50,000
  • No Income Restrictions
Deferred Loans: Repair, replace, or upgrade any portion of an individual sewage treatment system deemed an Imminent Threat to Public Health (ITPH) or Non-Compliant. See the Septic Loans Fact Sheet for additional details.
  • System must be an Imminent Threat to Public Health (ITPH) or Non-Compliant
  • Available to eligible low-income households
  • Household projected gross annual income must be within USDA Rural Development low-income limits
  • Deferred loan with 0% interest and no monthly payments 
  • Forgivable at the end of the 5-year term with continued ownership and occupancy
Contact Information
Beth Davies
Arrowhead Economic Opportunity Agency (AEOA)
(218) 735-6819
septic@aeoa.org