St. Louis County Office Buildings will be closed Monday, September 1st, 2025 in observance of Labor Day. 

If your property was affected by the wildfires in May, find resources and information on relevant county services here: 2025 Spring Wildfires

Questions about the Tax Forfeiture Class-Action Settlement? Visit MNTaxForfeitureSettlement.com or call 1-833-709-0093 


Financial Assistance-Septic

 
 
Financial Assistance

St. Louis County offers different forms of financial assistance for septic owners.
 
Low Interest Loans: Repair, replacement or upgrading of any portion-of an ISTS that is outside the residential or commercial structure, including any part of a collector system between the house and the junction with the collector system. See the Septic Loans Fact Sheet for additional details.
  • Low Interest Loan
  • Maximum 10 Years
  • 3% Interest Rate
  • Maximum Loan $50,000
  • No Income Restrictions
Deferred Loans: Repair, replace, or upgrade any portion of an individual sewage treatment system deemed an Imminent Threat to Public Health (ITPH) or Non-Compliant. See the Septic Loans Fact Sheet for additional details.
  • System must be an Imminent Threat to Public Health (ITPH) or Non-Compliant
  • Available to eligible low-income households
  • Household projected gross annual income must be within USDA Rural Development low-income limits
  • Deferred loan with 0% interest and no monthly payments 
  • Forgivable at the end of the 5-year term with continued ownership and occupancy
Contact Information
Beth Davies
Arrowhead Economic Opportunity Agency (AEOA)
(218) 735-6819
septic@aeoa.org
 
 

Contact

Onsite Wastewater

Virginia Office

Phone: 218-471-7103
Fax: 218-471-7194
Email

Duluth Office
Phone: 218-471-7103
Fax: 218-471-7194

All contacts

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