St. Louis County
Monthly Insurance Rates Effective 1/1/2027
Full Time Employees
1. St. Louis County Comprehensive Major Medical
| Coverage
|
Cost Sharing - ER
|
Cost Sharing - EE
|
Employer Share
|
+
|
Employee Share
|
=
|
Total Cost of Coverage
|
| Single
|
91%
|
9%
|
$1,330.86
|
+
|
$131.62
|
=
|
$1,462.48
|
| Family
|
82%
|
18%
|
$2,785.24
|
+
|
$611.39
|
=
|
$3,396.63
|
2. Employee Dental - 100% Employer Paid
3. Dependent Dental - 100% Employee Paid
- Spouse - $64.96
- One Child - $44.95
- Family (2+ dependents) - $113.95
4. Basic Life Insurance - 100% Employer Paid
- $.072 per $1,000 in coverage
5. Vision - 100% Employee Paid
- Employee Only - $4.97
- Employee + 1 Dependent - $9.32
- Employee + 2 or more Dependents - $14.32
6. Cobra
- Medical
- Single - $1,491.73
- Family - $3,464.56
- Medical - Former Spouse
- Employee with Family - $67.93
- Employee with Single - $1,491.73
- Employee Dental - $55.19
- Dependent Dental
- Current/Former Spouse - $66.26
- One Child - $45.85
- Family - $116.23
- Vision
- 1 Beneficiary - $5.07
- 2 Beneficiaries - $9.51
- 3+ Beneficiaries - $14.61
Updated on October 8. 2026