LAND & PROPERTYForeclosure   
Foreclosure Information


Mortgage foreclosures are legal actions taken to foreclose upon real estate, as opposed to personal property. These are covered by Minnesota Statutes Chapters 580581 and 582. Read about the Minnesota Foreclosure Recovery Update from the Greater Minnesota Housing Fund dated June 9, 2011. 

List of Sales Foreclosure by Advertisement Foreclosure by Action Sale Procedure

In both types of Mortgage Foreclosure Sales, the sale is conducted by the Sheriff, or his designee, in an open bidding process.  Sales are conducted weekdays at 10:00 A.M. in the Sheriff’s Main Civil Office, Room 103, 100 North Fifth Avenue West, Duluth, MN 55802.  The Mortgage company’s or plaintiff’s attorney will open the bid with the exact amount due at the time of the sale.

Following this bid, other bidders are given an opportunity to bid.  A successful bidder must have cash or certified funds (payable to the St. Louis County Sheriff) available to pay the Sheriff’s Office at the time of the sale.

The successful bidder will receive a Sheriff’s Certificate of Sale that lists the name of the purchaser and the amount of the purchase.  The Certificate of Sale is prepared by the attorney and includes documentation proving that all statutory requirements have been completed.

All mortgage foreclosure sales are subject to a redemption period, usually 6 or 12 months.  The length of the redemption period is noted in the sale notice.

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