Protection for your family, peace of mind for you.
All full-time employees who have worked full time for six full calendar months or part-time employees who have worked at least 1,000 hours are eligible for Basic Life term insurance.
Your coverage amount is one times your annual salary rounded to the next highest $1,000 or $5,000. Minimum coverage is $15,000 and the maximum is either $50,000 or $200,000. Refer to your union contract or to the management compensation plan to determine your coverage amount and to determine the certificate below that is applicable to you.
St. Louis County Basic Life Certificate
St. Louis County Executive Life Certificate
Arrowhead Regional Corrections and Community Health Board Basic Life Certificate
Arrowhead Regional Corrections Executive Life
Basic Life Coverage:
Cost = $0.11 per $1,000 in coverage per month for 2017
$0.09 per $1,000 in coverage per month for 2018-2022
St. Louis County pays the entire premium for full-time employees and a prorated portion for part-time employees.
Supplemental Life Coverage for employees and spouses:
Additional monthly cost to add $50,000
Life Coverage for Children:
All your unmarried children up to age 19 and those under age 25 who are full-time students are covered for this one low rate.
Options for additional employee and/or dependent coverages are available through:
Basic and/or Supplemental Life enrollment Form through National Insurance Services
NCPERS Enrollment Form available through PERA/HealthSmart
Evidence of Insurability Form (Also called the Medical Questionnaire, return this form if required to the address in upper right corner, do not submit it with your application or to your employer)
Why St. Louis County?
National Insurance Services (NIS)
MN Benefits Associations
Prudential Insurance (NCPERS)
County Seat: St. Louis County Court House, 100 North 5th Avenue West, Duluth, MN 55802
Copyright by St. Louis County, Minnesota