All non-temporary St. Louis County employees are eligible to enroll in flexible spending after one full calendar month of employment.

Each year you will choose to participate in St. Louis County's Flexible Spending Plan.   The program could produce real tax savings to you, but it does require that you plan for any anticipated expenses for the entire plan year.  Once the Plan Year begins, you may not make any changes to either the allocation of monies or accounts without a qualifying family status change event.   Your choices and the amounts you allocate to them will depend solely on the needs and expenses of you and your family.  All unreimbursed contributions will be retained by the employer to be used in such manner as they may deem proper.

The maximum annual amounts you may contribute in 2012 to each account type is shown below:

$  2,500   Dependent Care Account, married filing separately
$  5,000   Dependent Care Account, married filing Jointly 
$  5,000   Dependent Care Account, Single
$  4,000   Unreimbursed Medical Expense Account
$12,650   Adoption Account

The maximum annual amounts you may contribute in 2013 to each account type is shown below:

$ 2,500 Dependent Care Account, married filing separately
$ 5,000 Dependent Care Account, married filing Jointly
$ 5,000 Dependent Care Account, Single
$ 2,500 Unreimbursed Medical Expense Account
$?????? Adoption Account (Set to expire 12/31/12 unless US Congress passes legislation to extend) 


The choices and the amounts allocated to each catagory must be made each year prior to the first day of the year.  Each of the funds created by your election are separate and distinct from the others.  Amounts allocated for Dependent Care Account funds may not be used for any medical expenses or adoption expenses, Medical Account funds cannot be used for any dependent care or adoption expenses, Adoption Account funds cannot be used for any medical expenses or dependent care expenses.

To submit receipts for reimbursment, send a completed Reimbursement Form to:

Superior USA
310 East Superior Street
Suite 225
Duluth, MN 55802

OR

Fax: 218-725-9161

Medical expenses eligible for Reimbursment

Qualified medical expenses for children:
Medical expenses incurred by the child and paid by the parent remain eligible through the end of the employee’s last taxable year (generally calendar year) in which the child turns age 26. The child's marital, student, residential and tax dependent status do not matter or affect eligiblity.  For flex plans, this is certainly a good thing because it affords parents additional opportunities to spend tax-free dollars in their flex accounts.

Your Flex Plan has a grace period! 

Expenses you incur on or between January 1st and March 15th can be applied to your unspent balance from the prior flex plan year.   However, you must submit your claim to Superior USA by April 30th.   

The “grace period” provision applies to both the Health Care Reimbursement and Dependent Care Assistance Program but not to the Adoption Reimbursement Program. Contributions cannot be moved from one plan to the other plan to cover expenses incurred during the plan year or “grace period.”