After a 90day elimination-period (begins with onset of disability), the long-term disability (LTD) benefit pays you 60% of your regular income (up to a maximum of $6,000 per month) if you become disabled due to a covered illness* or accident. As long as your disability remains, the benefit will continue until age 65 or your Social Security Normal Retirement Age, whichever is later. Because your LTD premium is taxed, your benefit will not be taxed so the 60% payment should be comparable to your net pay.
*Disabilities resulting from mental disorders and substance abuse have additional limitations and requirements.
St. Louis County Certificate
Arrowhead Regional Corrections Certificate
Evidence of Insurability Form (required if enrolling later than date first eligible)
Completed enrollment forms need to be submitted to:
St. Louis County Auditor - Payroll Division
100 N 5th Ave West, Rm 201
Duluth, MN 55802
Why St. Louis County?
National Insurance Services
My Disability Quotient
Madison National Life
County Seat: St. Louis County Court House, 100 North 5th Avenue West, Duluth, MN 55802
Copyright by St. Louis County, Minnesota