ADULT & FAMILIESFinancial AssistanceMN Health Care Programs   

Minnesota Health Care Programs

Minnesota Health Care Programs help people who live in Minnesota pay for all or some medical bills. The programs are generally for people who cannot get or afford health insurance elsewhere. Some people who already have insurance may also be eligible for help.

You must meet program rules to get coverage. There are rules about income, assets, insurance coverage and other factors. Some rules are different for different people. For example, the income limit you must meet depends on your age, who lives with you, and whether you are pregnant or have a disability.

St Louis County Health Care Access Services Biennial Plan 2013 - 2014.

Medical Assistance (MA)

Medical Assistance (MA) is Minnesota’s Medicaid program. It is jointly funded with state and federal funds. The Minnesota Department of Human Services oversees the program statewide.


MinnesotaCare is a publicly subsidized program for Minnesota residents who do not have access to affordable health care coverage.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options (MSHO) is a health care program that combines separate health programs and support systems into one health care package. It is for people ages 65 and older who are eligible for Medical Assistance (MA) and enrolled in Medicare Parts A and B or who have MA only. People can choose to join MSHO or stay in their current MA program. MSHO enrollees are assigned a care coordinator who will help them get their heath care and related support services.

Who is Eligible?

The 'Who Is Eligible' section of the Mnnesota Department of Human Services (DHS) website has information about who can get help.

To see if you can get coverage, a worker will need information about:

  • Your income
  • Any assets you have, such as property or savings accounts
  • Whether you can get insurance elsewhere
  • Whether you have special health care needs, such as for a disability
  • And other information that may be required by law.

How to Apply

The 'How To Apply' section of the Minnesota Department of Human Services website has more information, application forms, etc.

If you are approved for coverage you may need to pay:

  • A monthly premium or similar payment
  • Copays for certain services
  • Part of your income toward health care each month, if your income is over the limit.
  • The amount that you might have to pay depends on which program you qualify for and your individual situation.

To apply for Minnesota Health Care Programs, applicants should contact their county human services agency. In St Louis county contact St Louis County Public Health & Human Services.

Contact: Call for information or visit the nearest office for an application to determine if you are eligible. Duluth: 218-726-2101; Virginia: 218-749-7137; Hibbing: 218-262-6000; Ely: 218-365-8220 or call toll free 800-450-9777 or email St Louis County is an equal opportunity provider.